So I've decided to be more aggressive with credit cards to take advantage of some great offers by various credit card companies. I'll discuss my card decisions in a latter post when they come through.
But before doing all this, I needed to take a close look at my credit reports. Everyone should be aware that they can review their main 3 credit reports (Experian, Equifax, TransUnion) for free EVERY year at Annualcreditreport.com (that is the official link). This website provides you with the ability to review your credit report, but you will have to pay a nominal fee per credit bureau to get your credit score.
Additionally, there are 2 other websites that I use to have a look at my credit score. After doing a lot of research, I found that Credit Karma and Credit Sesame offer a lot of great information with regard to your credit. Credit Karma actually pulls your TransUnion information and provides a credit score. Credit Sesame pulls your Experian credit report and provides a credit score. So these are 2 free sites where you can keep an eye on your credit and credit score. I was notified of any changes in my TransUnion report by Credit Karma via email. So it also serves as a free credit monitoring service.
Both sites are full of offers for credit cards, loans, etc., but you don't have to provide any personal credit card information for anything. Safe and sound.
I highly recommend all these options just to make sure your credit reports are in order.
In case you are wondering, I DO NOT get anything from endorsing these websites. My blog is NOT a money generating blog; it's all for fun.
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